Salary sacrifice is one of Britain's financial tools. Done right, it quietly cuts your tax bill, grows your pension, and can put a brand-new electric vehicle on your drive, all through a single employer agreement.
by Somto Uba
There is a particular silence that follows the words, "We need to talk about your performance."
Something we have been seeing more of, especially with the advent of AI, is the increasing strategy by companies to outsource the “less critical” aspects of the job to AI or cheaper labour markets. Every boardroom conversation about artificial intelligence and offshoring eventually lands on the exact same slide: Cost
For nearly half a century, Britain promised to protect taxpayers from inflation. Then it stopped. The result is the largest tax rise most people never voted for, and one that now reaches into 2031.
As Westminster moves to double the size of the mutuals sector and the FSCS lifts deposit protection to £120,000, the case for joining a credit union has rarely been stronger.
When prospective homebuyers calculate the cost of a new property, the usual suspects quickly fill the ledger, Surveyor fees, deposits etc, Stamp Duty is often neglected from the calculation
Administrative burden and complex tracking processes are among the reasons people have lost pensions, which PPI estimates contain £31.1 billion in assets.
The biggest shake-up of private renting in a generation takes effect next month, promising security for tenants but unsettling a market already starved of supply.
A wellness startup, a fried chicken chain, and a wave of AI-native fintechs. The FT's annual ranking of Europe's fastest-growing companies reveals a Britain that is scaling fast, concentrating in London, and increasingly powered by software.
